Workers compensation is a type of insurance that provides benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, lost wages, and other costs associated with the injury. In the United States, every state has its own workers compensation laws and regulations.
According to the National Safety Council, every 7 seconds a worker is injured on the job, and in 2019, there were 2.8 million nonfatal workplace injuries and illnesses reported by private industry employers. This highlights the importance of having workers compensation insurance and seeking the help of a workers compensation lawyer if necessary.
If an employee is injured on the job, they should report it to their employer as soon as possible. The employer will then file a workers compensation claim with their insurance company. If the claim is denied or disputed, the injured employee may need to seek legal representation. Our team of professionals can help injured workers navigate the complex legal system and ensure they receive the benefits they are entitled to.
What Does Workers Compensation Cover?
As a worker, you may be entitled to workers' compensation benefits if you suffer an injury or illness while on the job. These benefits can cover a range of expenses including medical treatment, lost wages, and rehabilitation services. In fact, according to the Bureau of Labor Statistics, employers spent over $62 billion on workers' compensation benefits in 2018 alone.
It's important to note that workers' compensation coverage can vary by state and by employer. In general, however, workers' compensation typically covers injuries and illnesses that occur as a result of work-related activities. This can include physical injuries like broken bones or sprains, as well as illnesses caused by exposure to hazardous substances or repetitive motion.
If you do suffer an injury or illness on the job, it's important to seek medical attention as soon as possible and report the incident to your employer. From there, you can work with our team of professionals to navigate the workers' compensation system and ensure you receive the benefits you deserve.
Who is Covered Under Workers Comp?
If you are injured on the job, you may be entitled to workers' compensation benefits. But who exactly is covered under workers' comp? Generally, any employee who is injured while performing their job duties is covered. This includes full-time and part-time workers, as well as temporary and seasonal employees.
It's important to note that independent contractors are typically not covered under workers' comp, as they are not considered employees. However, there are some cases where an independent contractor may be considered an employee and therefore eligible for benefits.
Workers' comp also covers a wide range of injuries, from physical injuries like broken bones and sprains to illnesses caused by exposure to harmful substances. Our team of professionals is well-versed in the intricacies of workers' comp law and can help you navigate the process of filing a claim and getting the benefits you deserve.